Changes to Expect in Retirement Life
Retirement life isn’t just ‘your life but without a job.’ Everyone changes as they age, so it’s important to know what to expect during retirement beyond your daily work schedule.…
How to Downsize for Retirement
For many people, living on retirement funds is very different from living on a working salary. Depending on factors like how much you saved, how the stock market is performing,…
Should You Primarily Use Stocks and Bonds for Retirement?
Investment accounts that deal in stocks and reliable sovereign bonds are some of the more well-known and trusted forms of investment for retirement. However, they are not the only ones.…
Traveling and Using Retirement to Your Advantage
Time can be your best friend during retirement! Working life requires you to structure your days around a certain number of hours and responsibilities. For many retirees, you aren’t bound…
Understanding Retirement Accounts
Investing in retirement isn’t always easy. Depending on your line of work, it can feel overwhelming and complicated. What are retirement accounts? How can you invest in them? Do you…
Finding Investments Through Your Interests
When you manage your own investment accounts, it can be hard to find stocks you want to buy. There are plenty of businesses to invest in, but finding the right…
Why Avoiding Fancy Coffee Doesn’t Fix Your Budget
It’s easy to place the blame of tight budgets on the individual and their personal moral failings. It’s certainly easier than pointing out the systematic problem that leads to an…
Saving Money with Customer Loyalty Programs
You can find savings with customer loyalty programs, depending on how you use them and how often you frequent those particular stores. If you do it right, you don’t even…
Understanding Investment Accounts
Investment accounts sound simple. It’s an account for investing! However, there are multiple types of investment accounts, each with their own pros and cons. Picking the right kind of account…
Moving Your 401K When You Quit
Your 401K is typically attached to your job so that your employer can match your retirement contributions. That could make you wonder: What happens to the account when you quit…
Should You Work in Your Retirement, and Should You Plan To?
Working during retirement sounds like an oxymoron. How can you be retired if you’re still working? Funnily enough, it’s not that contradictory. A job during retirement isn’t always the typical…
Financial Considerations When Buying a Home
Buying a house is a cultural milestone in the United States. For many people, it represents being responsible, financially stable, and ready to start a family. However, rising interest rates…
What Modern Retirement May Look Like
The future state of retirement in the United States will likely vary from those before us. With current generations being smaller than the ones before them and life expectancy rising,…
Preparing for Bills: Income and One Time Purchases
Successfully managing your money depends on understanding the two different types of payments you’ll make: fixed and variable expenses. There’s the misconception that if you spend less on your variable…
Preparing for Retirement When Self Employed
Whether you’re an artist or a freelancer, you’ll benefit from looking ahead at your future with retirement in mind. Unlike your salaried counterparts, you don’t get a 401k package with…
Saving the Receipts: What to Keep and What to Toss
Most receipts you’re given by the cashier don’t need to be saved. However, not all of them should be destined for the recycling bin just yet. Here are the receipts…
How Not to Save Money (Why Some “Helpful” Tips are Actually Harmful)
Everyone has financial advice for others. Even if it’s well-meaning, that doesn’t automatically make it helpful or wise. It’s easy to criticize how someone handles their money from the outside.…
Should You Invest if You’re Hand to Mouth?
Though common wisdom says to always save when you can, it’s not always feasible for everyone. For those who live paycheck to paycheck paycheck, investing in the future just doesn’t…
Best Ways to Save Money as a Renter
Renting has become increasingly expensive in recent years. And for some people, paying rent can feel like a financial hardship. Not surprisingly, it is generally the biggest expense for many…
Best Credit Cards for Improving Your Credit Score
Millions of people struggle with bad credit. If you’ve faced major financial hardships or have accumulated high amounts of credit card debt, the chances are high that your credit score…