Impulse Buy?

When I Think Of An Impulse Buy, I Think Of The Mastercard Priceless Commercial “that Would Go Great With That!” Where The Woman Gets A Pedicure And Then Starts Racking Up Charges To Match Her Newly Painted Toes. Some Have Recently Cited Structured Settlement Factoring Advertising As Condoning Impulse ...

Selling Future Annuity Payments, Part 2

This Is A Continuation Of Our Discussion About Factoring Non-personal Injury Annuity Payments, Such As Structured Attorney’s Fees And Single Premium Annuities. In Part 2, Mark Wahlstrom And I Continue To Discuss The Specifics Of How These Future Payments Can Be Sold, The Process And Some Of The Legal ...

Selling Future Annuity Payments: Structured Attorneys’ Fees, Single Premium Annui ...

Structured Settlement Factoring Transactions Necessarily Involve Selling Payments From A Non-taxable Personal Injury Settlement. However, Other Types Of Annuity Payments Can Also Be Sold. Most Commonly These Are Structured Attorneys’ Fees And Single Premium Annuities. When Attorneys Settle Large Case ...

Video Interview On Accelerations And Commutations

At The End Of Last Year, Robert Wood, Noted Tax Attorney And Frequent Commentator On Tax Issues, Wrote An Article On Insurance Company Commutations. Mr. Wood’s Article Called Into Question The Recent Practice Of A Small Number Of Structured Settlement Annuity Companies Who Have Begun Offering Annuita ...

Protecting People From Themselves

Often Our Society Tries To Balance Between Protections And Liberty. Generally Speaking, People Can Do As They Please. This Applies To Financial Transactions As Well. Assuming A Willing Party On The Other Side, You Can Buy Or Sell What You Want, When You Want. Just A Glance At Ebay Will Prove That. ...

Not My Cup Of Tea

The Purpose Of This Blog And The Podcasts We Do Is To Inform And Educate Structured Settlement Professionals And Financial And Legal Advisors On Factoring Issues. Our Theory Is That A Better Informed Advisor Is A Good Thing -- Good For Our Industry, And Good For The Advisor And His Customers. One Thi ...

Expensive Words

A Recent Websitesofnote Article Cites The Google’s 50 Most Expensive Ad Words. The Terms “sell Structured Settlement”, “sell Annuity”, “structured Settlement” And “cash Settlement” All Made The Top 50. “sell Structured Settlement” And “sell Annuity” Both Made The Top 10 While The Term “structured Set ...

The Need For Liquidity Options

Despite The Claims Of Late Night Tv Commercials For Psychic Hotlines, No One Can Consistently Accurately Predict The Future. We Can Guess And Plan, But As The Yiddish Proverb Says, “mensch Tracht, Un Gott Lacht” (“men Plan, And God Laughs”).

The Nssta Winter Meeting: File A Missing Persons Report

Blogger And Structured Settlement Commentator Pat Hindert Wrote An Interesting Article About The Most Recent Meeting Of The National Structured Settlement Trade Association (“nssta”), Which Is The Trade Group For The “primary” Structured Settlement Market (insurance Brokers And Companies Who Are Invo ...

Insurance Company Commutations: The 3rd Shoe Drops

Recent Years Have Seen The Rise Of The Irony Of All Ironies: A Handful Of Insurance Company Issuers Of Structured Settlement Annuities Have Made Forays Into The Factoring Business, Usually In The Form Of Offering To Commute The Very Policies They Wrote. These Commutations Generally Take The Form And ...

Structured Settlement Factoring Interest Rates

In One Of Our Previous Articles Titled Structured Settlement Factoring Discounts, We Clear Up The Differences Between Discount Rates And Interest Rates Applied To Transactions. For This Article, We Are Going To Focus On The Interest Rates Applied To Structured Settlement Factoring Transactions. Keep ...

Briefly: Why You Can Assign Even When It Says You Can’t

Most Structured Settlement Agreements And/or Related Annuity Contracts Contain “anti-assignment” Clauses – Language Asserting That The Rights To The Future Payments Cannot Be Assigned Or Transferred Away. At First Glance, These Clauses Seem To Preclude Assignment And Factoring Of Structured Settlemen ...